What Is the Process of Buying your Own Home in the UK?
The amount of a mortgage which you can obtain depends on your income, family situation and term of a mortgage. The longer the mortgage term the more affordable the loan will be so therefore the more you might be able to borrow.Read More
What Is a Credit Score?
Everyone who lives in the United Kingdom has their own credit history, so-called credit score. If you are a foreigner, it starts building from the first day of moving to this country.Read More
What Is Help to Buy and How Does it Work?
Lots of you have asked, is it worth buying using the Help to Buy scheme? Unfortunately, there isn’t one, universal answer to this question. Everything depends on individual needs and personal circumstances.Read More
How to Pay-Off Help to Buy Loan?
We are often contacted by clients, who bought a property using the Help to Buy scheme and would like to pay off the Help to Buy loan and own 100% of their property, but don’t know where to start. We have prepared this short guide, where you can find some of the basic information.Read More
Re-mortgage With Five Star Mortgages
The recent increase in interest rates introduced by the Bank of England has forced many of us to give mortgages a second thought and to check out other credit options available on the market.Read More
What Are Loyalty Charges and How to Avoid Them?
It is natural that you may think that being loyal to your bank is always a good strategy for saving money on your mortgage. However, you could be surprised that some existing banks’ customers overpay as much as £600 annually compared to the new customers of the same bank.Read More
When to Buy Insurance for a New Property?
Dealing with all the formalities associated with buying a new home may be a bit overwhelming and challenging. Yet, their negligence can lead to a financial catastrophe.Read More